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Wayne Mutual introduces Electronic Funds Transfer

Tips for Safe Winter Driving

Wayne Mutual receives high marks for claims service


Wayne Mutual introduces electronic funds transfer (EFT)

Wayne Mutual Insurance now offers a simplified way to pay your insurance bill: Electronic Funds Transfer (EFT).  With EFT, Wayne Mutual will draw payments directly from your checking, savings or credit union account every month. Your insurance bill is automatically paid on time, conveniently and with no hassle.

Save Time!  No more writing checks and dropping them in the mail.
Save Money!  If you pay with EFT, you will not have to pay any service charges.
Save Worry!  No more forgotten payments, late payments or risk of cancellation.

Sign up today!


Tips for Safe Winter Driving

Winter driving can present troublesome challenges for even the most diligent of drivers. Snow and ice make driving more difficult and sometimes even dangerous. Special care must be given to your car before the winter season appears, and extra caution must be used once winter has invaded the roadways.

When driving in the snow, do everything slowly and gently. Even if you maintain control of your car, not everyone else will, so don't get lulled into a false sense of security. Remember, in the snow, tires just barely grab the road. Accelerate, turn and brake slowly and gently. To do this, you have to anticipate turns and stops, slowing down enough to make turns before you get to them, leaving plenty of distance between you and other cars. Slippery roads are the biggest hazard of winter driving - caused by ice, slushy snow or rain. Roads are especially slick following the first rain after a dry spell since oil and grease have built up on the roads.

Remember the distance it takes to bring your car to a stop on dry pavement. In winter conditions, allow at least three times that distance to reach a full stop and avoid skidding. This means your safe distance behind the car in front of you should be three times as far. And you must begin braking three times as far away from the stoplight or corner where you turn. Reduce the danger of skidding by driving more slowly and by pumping the brakes as you slow down for a turn rather than holding them down. Use low gears on slick surfaces, especially hills and curves. Test your brakes frequently and never tailgate.

If you find yourself beginning to skid, DO NOT BRAKE. Instead, take your foot off the accelerator and gently turn your car in the direction you want your front wheels to go. Hitting the brakes or turning sharply will only lock you into a skid. If you can’t get control of your car, it is better to steer into a snow bank or fence than to risk a collision in traffic.

The leading cause of death during winter storms is motor vehicle crashes. Preparing your vehicle for the winter season and knowing how to react if stranded or lost on the road are the keys to safe winter driving.

Visibility is another hazard of winter driving. In heavy snow, keep your lights on. Stop and clean your windshield and lights if necessary. Get off the road before you become stranded by worsening weather conditions.

If you get stuck in snow, avoid spinning your wheels - you’ll only dig in deeper. Instead, shovel snow away from the wheel paths and pour salt, sand or cinders around the tires to improve traction.

Key Safety Tips:

  •   Keep your car or truck in top shape

  •   Make sure the tires have adequate tread

  •   Allow extra time and space on the road

  •   Listen to the weather forecast

Sometimes the best winter driving strategy is to stay home.

Prepared by:
Ohio Department of Public Safety
1970 West Broad Street
P.O. Box 182081
Columbus, OH 43218-2081
614-466-4775
www.publicsafety.ohio.gov


Wayne Mutual receives high marks for claims service

Wayne Mutual continues to receive approval from its policyholders for its service in handling claims.  Since 1996, when the company began using reply cards to measure customer satisfaction, more than 6,800 cards have been sent to policyholders.  Of these, approximately 26 percent have been returned, with more than 95 percent indicating they are pleased with the company's claims service.  The exact figures are as follows:

  Cards
mailed
Cards
returned
Favorable Percent
Favorable
Insureds 6882 1823 1739 95.39%
 

 

 
       
Send comments to the webmaster updated:05/24/06

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